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Todd Houshmand Headshot

Todd Houshmand

Loan Officer
NMLS: 951249
​CA DRE: 02200379

Phone: (858) 539-3725
todd@leftcoastlenders.com

About Todd:

Todd Houshmand is a dedicated loan officer with Left Coast Leaders, bringing his expertise in real estate finance and a passion for customer experience to the table. Born and raised in the picturesque town of Del Mar, California, Todd has an inherent understanding of the unique dynamics of the local market and a genuine connection to the community he serves.

 

With over a decade of experience in the industry, Todd first ventured into real estate finance in 2009, right at the height of the financial crisis. Despite the challenging economic climate, he navigated the complexities of the market with resilience and a commitment to helping others. Todd’s unwavering dedication to his clients earned him a reputation as a trusted advisor and problem solver, leading to successful outcomes even in the most trying times.

 

After a brief hiatus from the industry, Todd has recently returned to real estate finance, driven by his unwavering passion for helping people achieve their dreams of homeownership. He believes that each client has a unique story and financial situation, and he is committed to crafting tailored solutions that meet their specific needs and aspirations.

 

Todd’s customer-centric approach is the cornerstone of his success. He takes the time to listen attentively to his clients, understanding their goals, concerns, and financial objectives. By fostering open and transparent communication, he ensures that every step of the loan process is as smooth and stress-free as possible. Todd’s empathy and ability to connect with people on a personal level make him a trusted partner in their homeownership journey.

 

As a Native Californian with a deep-rooted passion for real estate finance, Todd Houshmand brings a wealth of knowledge and an unwavering commitment to customer experience to his role as a loan officer. With his dedication to helping people achieve their homeownership dreams, he continues to make a meaningful difference in the lives of those he serves.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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